How It Works

A payday loan can help lessen the load of a difficult period between paychecks, so you don't fall behind on payments or expenses. These loans can quickly help you take care of the impending doom of a late fee or overdraft on your account.

After you finish your application, we fast-track your information to make sure you can get your money when you need it. We review your application as quickly as we can, and help you find a lender who can best meet your needs. Online1hourloans.com only takes a few minutes to approve your application, and can have you on the phone with a lender very quickly. There have been cases of customers accessing their money in two hours!

In order to qualify, you need to be:

• A US Citizen
• At least 18 years old
• Currently employed or receiving regular income
• Earning at least $1,000 per month
• In possession of a valid checking or savings account with direct deposit

Your privacy and security are of utmost importance to us. We think it is necessary to keep your information completely confidential, and that is why we do not ask you to fax any of your information!